DescriptionHarding Financial are a firm of independent financial planners based in Guildford. As a company we are passionate about providing clients with high quality, clear, understandable and trustworthy financial advice. We love to really understand our clients' goals, dreams and wishes for their future, so we can help build a visual financial plan to support this. We provide advice on a wide variety of areas, which include; pensions, investments, protection, inheritance tax planning, mortgages and long term care. Our mission is to make a difference! Whether that be helping to improve our clients' lives through financial planning or having a positive impact on our planet. We feel that everyone has the ability to make a positive difference to one another and the world we live in and this is reflected in the fund selection process our in-house investment committee follow. ApproachOur in-house investment committee build a range of portfolios for our clients. They select the funds for these portfolios by working to a strict criteria. This takes into account areas such as the fund's size, how long it's been running and the risk it's been taking to achieve its performance. Once we have a shortlist of funds meeting our criteria we will then look to favour those working to a 'sustainable' remit when selecting for our portfolios. With the range of 'sustainable' funds increasing all the time, the days of losing significant returns for investing with a sustainable approach are in the past! For clients who have particular ethical investment preferences we can also create custom built portfolios to meet these. We want to support out clients in making a difference.